Michael S. Poncin, Attorney

Biography

In his nationwide civil litigation practice, Michael S. Poncin places significant emphasis on defending creditors, debt buyers, debt collectors, and attorneys in actions arising under:

  • Fair Debt Collection Practices Act (FDCPA)
  • Fair Credit Reporting Act (FCRA) 
  • Telephone Consumer Protection Act (TCPA)
  • Additional federal and state laws and regulations  

He provides advice and counsel on litigation and compliance issues across the United States. Mike has secured scores of reported decisions in his clients’ favor. His areas of practice also include contract law and defense of consumer law claims.

The Debt Collection Drill

A frequent presenter and lecturer on FDCPA, FCRA, and collection issues, Mike co-hosts an innovative monthly audio blog series, “The Debt Collection Drill,” distributed by InsideARM.com. Mike examines developments involving FDCPA, FCRA, TCPA, and state regulatory laws in these popular and frequently shared podcasts and blogs.

Professional Leadership

Mike has helped shape debt collection law in various published cases that preserved and expanded the rights of debt collectors, debt buyers, and creditors. As a member of the ACA International Member’s Attorney Program (MAP), Mike is approved by the ACA as counsel qualified to review collection notices for compliance with the FDCPA.

Practice Areas

Professional Associations

  • ACA Members' Attorney Program
  • American Bar Association
  • Minnesota State Bar Association
  • Hennepin County Bar Association

Bar Admissions

  • Minnesota
  • U.S. District Court for the District of Minnesota
  • U.S. District Court for the Eastern District of Arkansas
  • U.S. District Court for the Western District of Arkansas
  • U.S. District Court for the District of Colorado
  • U.S. District Court for the Central District of Illinois
  • U.S. District Court for the Northern District of Illinois
  • U.S. District Court for the Southern District of Illinois
  • U.S. District Court for the Northern District of Indiana
  • U.S. District Court for the Southern District of Indiana
  • U.S. District Court for the Eastern District of Michigan
  • U.S. District Court for the Western District of Michigan
  • U.S. District Court for the District of Nebraska
  • U.S. District Court for the District of North Dakota
  • U.S. District Court for the Northern District of Ohio
  • U.S. District Court for the Eastern District of Texas
  • U.S. District Court for the Northern District of Texas
  • U.S. District Court for the Southern District of Texas
  • U.S. District Court for the Western District of Texas
  • U.S. District Court for the Eastern District of Wisconsin
  • U.S. District Court for the Western District of Wisconsin
  • U.S. Court of Appeals for the Sixth Circuit

Education

  • University of Minnesota Law School, Minneapolis, MN, J.D., Dean's List
  • St. Cloud State University, St. Cloud, MN, B.S., cum laude