Professional Liability Insurance: A Compendium of State Law (Minnesota, North Dakota, and South Dakota sections)

Charles E. Jones (co-authored with Bradley M. Jones)
Defense Research Institute

Over the past few decades, insurers have developed more and more different types of professional liability policies, and claims-made insurance policies have proliferated since they first began to be widely issued within the past 35 years or so. This has led to an enormous increase in the number of cases discussing professional liability and claims-made coverage issues, particularly over the past decade. For all 50 states, the District of Columbia, Puerto Rico, the United States Virgin Islands, Guam, and Canada (except for Quebec), Professional Liability Insurance Coverage: A Compendium of State Law summarizes significant case law and statutes concerning professional liability insurance and claims-made coverage issues. The Compendium also discusses "professional services exclusions," which are commonly found in general liability and homeowners' policies. The Compendium discusses policies issued to a wide variety of professionals, including physicians, dentists, psychologists, and other health care professionals; attorneys and accountants; engineers, architects, and other design professionals; insurance agents and brokers; real estate agents and other real estate professionals; and law enforcement officers and other public officials. The Compendium also discusses cases involving directors' and officers' liability policies, as well as employment practices liability policies. Insurance professionals and attorneys practicing in these areas will find the Compendium a valuable resource to consult whenever faced with coverage issues relating to professional liability and claims-made policies.