Lindsay is a member of the firm's Multifamily and Commercial Real Estate Finance practice group, focusing her practice on closing and delivering loans secured by multifamily projects to secondary market investors like Freddie Mac and Fannie Mae. As part of this practice, she prepares and negotiates loan documents, reviews legal opinions, examines title, survey, and other due diligence, and works with all transaction parties to ensure a smooth closing.

Lindsay’s practice ranges from closing $1,000,000 supplemental loans to $100,000,000+ acquisition loans. She has experience with unique deal components such as affordable housing restrictions, condominiums, HOAs, mixed-use developments, and lease-up and value-add properties. Lindsay structures transactions to meet the needs of sophisticated borrower structures involving joint ventures, tenancies-in-common, 1031 exchanges, and foreign guarantors while offering explanation and guidance to transaction participants.

Prior to joining Moss & Barnett, Lindsay practiced in the area of public finance, providing counsel on municipal bond and tax increment financing transactions. Prior to that, Lindsay was with Southwest Minnesota Housing Partnership, a developer of low income single-family and multifamily housing in rural Minnesota. She started her career as a law clerk for District Court Judge Gordon Moore in Nobles County, Minnesota.

Lindsay earned her Juris Doctorate from the University of St. Thomas School of Law. Before attending law school, Lindsay attended Minnesota State University, Mankato, where she received her B.S. degree, graduating cum laude.

Experience

  • Represented lender in the closing of a $120,871,000 acquisition loan by a four-phase multifamily housing project in Colorado. The loan was part of Freddie Mac’s social impact program, where rent restrictions are required to further affordable and workforce housing goals. The transaction served, in part, as the replacement property in a reverse 1031-exchange.
  • Represented lender in the refinance of a mixed-use historical building in downtown Los Angeles subject to a condominium declaration. The loan was also secured by a portion of adjacent subterranean parking in a vertical subdivision still under development at closing.
  • Represented lender in simultaneously closing multiple loans totaling $114,000,000 used to redeem tax-exempt bonds on three affordable multifamily housing projects in California.

Credentials

Education

University of St. Thomas School of Law, J.D.

Minnesota State University, B.S.; cum laude

Admissions

  • Minnesota

News & Insights

Affiliations

Professional Associations

  • Minnesota State Bar Association
  • Minnesota Women's Lawyers
  • Communications committee co-chair, Minnesota State Bar Association – Real Property Section
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