Chelsy focuses her practice on general real estate matters such as negotiating, structuring, and closing complex real estate transactions, including multifamily and commercial properties. She represents lenders in all aspects of commercial real estate financing on a national scale, and also advises buyers and sellers in all aspects of general real estate, including assisting in preparation and negotiation of purchase agreement and leases.

Prior to joining Moss & Barnett, Chelsy gained broad experience in examining real property title, survey, and title insurance matters while working at a title insurance company. In private practice, she also became well-versed in buyer and seller representation for the purchase and sale of real property as well as drafting and negotiating real estate leases. Chelsy is effective at identifying title issues for clients, aided by her extensive experience in title cleanup matters in both private practice and at a title company.

Commercial Real Estate Finance

Chelsy has considerable experience representing life insurance companies and banks in transactions involving office, industrial, hospitality, retail, and multifamily projects. She routinely works on complex portfolio transactions where the collateral consists of many properties located in multiple jurisdictions.

Chelsy also represents borrowers, providing insights from both sides of the table into negotiating loan documents, managing expectations, and addressing closing requirements.

Acquisitions, Sales, and Leasing

Chelsy’s counsel in this area includes the negotiation and preparation of letters of intent, purchase agreements, leases, and closing documents, as well as the examination of titles and other legal due diligence. She regularly addresses matters involving use restrictions, easements, development agreements, and unique subdivisions and plats, and is particularly skilled in title cleanup.

Chelsy has experience representing a fortune 500 company in their role as tenant throughout retail spaces across the country. She has represented various landlords and commercial real estate tenants in all aspects of leasing with experience in negotiating and drafting commercial leases. She also has experience representing buyers and sellers in the sale of commercial real estate, as well as borrower and lender representation in commercial real estate finance deals.  She is adept at identifying title issues and in title clean up matters, survey review, and all aspects of purchase and sale transactions.

Multifamily Finance

Moss & Barnett has become one of the leading law firms nationwide in representing Freddie Mac and Fannie Mae lenders. The firm has closed thousands of these loans in every product line, including:

  • Portfolio and capital markets executions
  • Credit facilities and other structured transactions
  • Tax-exempt bond and other targeted affordable housing programs
  • Seniors housing
  • Manufactured housing
  • Small-balance loans

These transactions span the spectrum of deal structures, including joint ventures, tenancies-in-common, ground leases, master leases, condominiums, phased developments, preferred equity, and investment funds. Chelsy maintains a database of analysis and documentation and has developed efficiencies to close a large volume of transactions. She has broad experience in both Freddie Mac and Fannie Mae loan transactions, including negotiating loan documents, negotiating title insurance policies, and reviewing various due diligence.


  • Represented life insurance company lender in a $21.5 million loan involving industrial sites to multiple borrowers across seven locations and three states.
  • Represented lender in complex ground leasehold financing transaction.
  • Served as national office leasing counsel to a Fortune 50 company.



William Mitchell College of Law, J.D.; Law and Business Certificate; president, Real Estate Law Society; Rosalie Wahl Moot Court; merit-based scholarship recipient

University of Minnesota Twin Cities, B.A., Political Science and Sociology of Law, Criminology, and Deviance; dean’s list; member, Order of Omega and Rho Lambda honor societies


  • Minnesota

Honors & Recognitions

Minnesota Rising Stars (2023)

News & Insights

Speaking Engagements



Professional Associations

  • Minnesota State Bar Association – Real Property Law Section
  • Hennepin County Bar Association