Aylix focuses her practice on two primary areas: commercial real estate transactions and consumer financial services litigation. Her dual focus allows her to provide both litigation expertise and transactional support to financial institutions and lenders across a broad spectrum of matters.
In her real estate transaction practice, Aylix represents institutional lenders in commercial real estate finance transactions involving multifamily properties and other commercial real estate. Aylix primarily represents lenders who originate and sell multifamily mortgage loans to Freddie Mac and Fannie Mae, many of which are then pooled and sold into securitization trusts. As lender’s counsel, Aylix prepares and negotiates loan documents, examines and analyzes entity organizational documents, trust documents, land use restriction agreements, regulatory agreements, condominium and homeowners’ association documents, and other legal due diligence. She identifies and resolves title and survey issues, negotiates title insurance coverage and works with all transaction parties to ensure a smooth closing.
In her financial services litigation practice, Aylix defends creditors, fintech companies, collection agencies, and debt buyers at both federal and state levels. She has substantial experience defending clients against claims brought under the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), and other consumer protection laws and regulations. Aylix also offers strategic guidance regarding compliance and risk management.
Representative Experience
- Williams v. MRS BPO, LLC, No. 7:21-cv-6656-CS, 2022 WL 2759036 (S.D.N.Y. July 14, 2022) (dismissing FDCPA claims that debt collector’s identification of the creditor was insufficient for purposes of 15 U.S.C. § 1692g and that the letter falsely represented the character of the debt).
- Mayhall v. MRS BPO, LLC, No. 8:19-cv-2384-GJH, 2021 WL 795160 (D. Md. March 1, 2021) (dismissing FDCPA claim that the debt collector’s identification as a “financial services company” when addressing a third party was materially misleading).
- Domke v. MRS BPO, LLC, No. 8:19-cv-1442-T-36AEP, 2020 WL 513807 (M.D. Fla. Jan. 31, 2020) (dismissing FDCPA claim that debt collector’s out-of-statute disclosure provided in debt collection communication was inaccurate and misleading).
Credentials
Clerkships
- Honorable Lawrence R. Johnson, Minnesota District Court, Tenth Judicial District
Education
University of Minnesota Law School, J.D.; dean’s list; editor, Law and Inequality: A Journal of Theory and Practice
University of Minnesota Twin Cities, B.A.; dean’s list; Phi Beta Kappa
Admissions
- Minnesota
- U.S. District Court for the District of Minnesota
Honors & Recognitions
Best Lawyers: One to Watch (2023-present)
Minnesota Rising Stars (2023-present)
News & Insights
News
Speaking Engagements
Publications
Affiliations
Professional Associations
- Minnesota State Bar Association
- ACA International Members' Attorney Program (MAP)
Board Memberships
- Legal Advisory Board, Consumer Relations Consortium (2024)
Community Involvement
- Investigator, Fourth District Ethics Committee
- Investigator, 21st District Ethics Committee (April 2018-November 2018)
The Safe Harbor: Debt Collection Law Update by Aylix Jensen
Aylix K. Jensen offers analysis and insights for the debt collection industry in her monthly newsletter, The Safe Harbor: Debt Collection Law Update by Aylix Jensen. This monthly newsletter provides an update of changes and developments in the law that impact the debt collection industry. It highlights new debt collection laws and practices, discusses what these may mean for the collection industry, and provides tips to ensure compliance.