Recent Court Rulings Force Collectors to Revisit Validation Language ("The Debt Collection Drill")

Most consumer advocates and collectors agree that the validation language contained in the Fair Debt Collections Practices Act (FDCPA) is stilted and obscure. However, the validation notice is a foundational document of the debt collection process. Two recent Court of Appeals cases examined questions about the wording of specific validation notices and have caused concern for collectors about the language used. Moss & Barnett attorneys John Rossman and Mike Poncin examine these recent rulings in the latest episode of The Debt Collection Drill and provide tips and language to use for validation notices.