Do Consumers Need to Show "Concrete" Injury to Sue Debt Collectors? ("The Debt Collection Drill")
The Supreme Court decision in Spokeo v. Robins was expected to provide clarity to debt industry defendants facing Fair Debt Collection Practices Act (FDCPA) and related consumer lawsuits where the plaintiffs allege no actual harm. Unfortunately, the case did little to specify exactly what type of “concrete” harm a consumer must allege to pursue a claim, but did provide some excellent language that can be used to refute consumer lawsuits where no actual harm is or could be alleged.
In this episode of The Debt Collection Drill podcast, Moss & Barnett attorneys John Rossman and Mike Poncin focus on the Supreme Court ruling in Spokeo and how it may (or may not) help in defeating the seemingly never ending FDCPA and related lawsuits alleging violations of the law where no consumer is harmed.